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Stash Debit: Banking For Investors

August 26, 2019

3 min read

At Stash, we want to be on a life-long financial journey with you.

We started out letting you invest in exchange-traded funds for just $5. And we recently opened up our platform to single stocks, allowing you to invest in a range of blue chip and other U.S. companies.

Over the years, we’ve grown and so have you. And as we’ve grown together, we’ve listened carefully to what you have to say. We know that you want a place to keep your money, and to use it the way you want to use it.

That’s why we’re excited to tell you about the Stash debit account.

We think you’re going to like it, because it can help give you more financial freedom.

What is it?

Stash debit is a bank account, issued by Green Dot Bank, Member FDIC, designed especially for our investors. It won’t cost you anything to set up, there are no minimum balance requirements, and we won’t charge you any monthly or annual fees to maintain the account1.

Best of all, we won’t charge you overdraft fees1. We think this last part is really important, because it sets us apart from traditional banks, which can charge $30 or more if you overdraw your account.

The Stash debit card gives you access to thousands of fee-free ATMs around the U.S.You can deposit cash to your account through your linked bank account, via direct deposit, or at participating CVS Phamacy®, Rite Aid and Walgreen stores3.

The extras!

More about Stash Debit

The Stash debit card is not a prepaid card or credit card. It’s a debit card you can use to make purchases in stores, online, or wherever Visa is accepted in the U.S.

There are a number of potential bank partners out there for companies like Stash, so we canvassed the universe and selected Green Dot Bank because of their technology, people, and values. They are the partner for many tech-forward companies.

Stash wants to help you get smart about your money. And we hope Stash debit will be another tool to help you make smart financial decisions.

Anyone with a Stash Invest account can sign up for a debit account8.

If you aren’t a Stash investor already, you will need to download the app and register for a Stash Invest account. Then you will need to apply for a Stash Debit Account. Account Opening for Banking is subject to Green Dot Bank’s approval.

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By Stash Team

1 Other fees may apply. Green Dot Bank does not offer overdraft protection services.
2 $2.50 at out-of-network ATMs and bank tellers, plus any fee that ATM owner or bank may charge.
3 Deposit fee of up to $4.95 applies. Limits apply.
4 Opt-in is required. In order to earn stock, the Stash debit card must be used to make a qualifying purchase. Stash Stock-Back™ is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned through this program.
5 Clients are still responsible for the monthly wrap-fee, and may incur ancillary fees charged by Stash and or/its custodian that are not included in the monthly wrap-fee.
6 Early access to your direct deposit depends on deposit verification and when Green Dot Bank gets notice from your employer, and may vary from pay period to pay period.
Investment products and services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value.
Debit account opening subject to Green Dot Bank’s approval. Debit Account Services provided by and Stash Visa debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.  Visa is a registered trademark of Visa International Service Association.  Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank.  All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank.  Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage.  Green Dot is a registered trademark of Green Dot Corporation.  ©2018 Green Dot Bank.  All rights reserved.
9The recurring transfers feature is offered by Stash Investments LLC and is not sponsored or endorsed by Green Dot Bank.
Stash Financial, Inc. and its affiliates (collectively “Stash”) is a digital financial services company offering financial products for U.S. based consumers.  Stash is not a bank or depository institution licensed in any jurisdiction.  Advisory products and services are offered through Stash Investments LLC, an SEC registered investment advisor.  For more information, see our disclosures.
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This material has been distributed for informational and educational purposes only, represents an assessment of the market environment as of the date of publication, is subject to change without notice, and is not intended as investment, legal, accounting, or tax advice or opinion. Stash assumes no obligation to provide notifications of changes in any factors that could affect the information provided. This information should not be relied upon by the reader as research or investment advice regarding any issuer or security in particular. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

Furthermore, the information presented does not take into consideration commissions, tax implications, or other transactional costs, which may significantly affect the economic consequences of a given strategy or investment decision. This information is not intended as a recommendation to invest in any particular asset class or strategy or as a promise of future performance. There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. Investors should not substitute these materials for professional services, and should seek advice from an independent advisor before acting on any information presented. Before investing, please carefully consider your willingness to take on risk and your financial ability to afford investment losses when deciding how much individual security exposure to have in your investment portfolio.

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