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Introducing Stash Stock-Back®!

March 12, 2019

2 min read

If you had a nickel for every time you shopped at a grocery store, gas station, or an online retailer over the past several years, you’d probably have a mammoth stack of nickels.

Now, imagine that instead of a nickel, you were being rewarded with stock, or, a small piece of ownership in a company.

Now you can with Stash Stock-Back® Rewards. It’s a new program we’re launching that’s very similar to a cash back program—except you’re earning stock rewards, rather than cash.

And you can only get it by signing up for a Stash Invest and debit account.

What is “Stock-Back” and how do I earn it?

Here’s how it works: Make a purchase with your Stash Debit card1 anywhere nationwide—at more than 11 million U.S. businesses–and get rewards in the form of a fractional share of stock, on us. Pretty simple.

Stock-Back is our proprietary rewards program that lets you earn stock when you spend on qualifying purchases with your Stash debit card. For example, if you buy something from Amazon, you’ll earn AMZN Stock-Back as a reward (on us)2. If the company isn’t available as an investment on our platform, you’ll earn Stock-Back in a Stash-approved ETF3.

So, if you make a purchase at a small, local hardware store, for example, your Stock-Back reward will be from a Stash-approved ETF.

First, you’ll need to sign up for a Stash invest account, and then a Stash bank account4. The stock you earn on qualifying purchases will then be added to your invest account.

How does Stock-Back Rewards compare to other rewards programs?

There are many rewards programs out there. So, how is Stock-Back Rewards different?

The key differentiator is that other rewards programs dish out points or airline miles to users—points or airline miles that typically expire after a predetermined period of time.

Stock, on the other hand, is an asset that has no expiration date, and should appreciate with time. Plus, your airline miles and credit card points won’t offer you dividends that can help you boost your investment account.

Remember, though, that stocks aren’t risk-free investments. Your stock can lose value, just as it can appreciate.

Now you can build your investment portfolio whenever you spend. Get started by signing up for Stash.

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By Stash Team

Opt in required. In order to earn stock, the Stash Debit card must be used to make a qualifying purchase. See Terms and Conditions for more details.
The customer is responsible for the monthly Stash advisory fee, which starts at $1 per month and includes brokerage services but does not include additional costs that are charged by Stash and the custodian for ancillary services.  For more information, please refer to https://www.stashinvest.com/disclosurelibrary
If publicly-traded stock of the merchant (or a subsidiary thereof, if applicable) is not available or otherwise capable of being fulfilled for any reason, the stock reward arising from a qualifying transaction will be in shares of Vanguard Total World Stock ETF (VT), an ETF available on the Stash Platform.
Account opening subject to Green Dot Bank’s approval.
Additional Disclosures: Stash reserves the right to amend this promotion and the terms and conditions thereof and/or cancel this promotion at any time, for any reason, upon notice to you. See Terms and Conditions for more details.
Stash Stock-Back® is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned through this program.
Debit Account Services provided by Green Dot Bank and Stash Visa Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. ©2019 Green Dot Bank. All rights reserved.
Investing Involves Risk. Listed investments currently available on Stash but not necessarily representative of all investments. A full list of available investments on Stash can be found here: https://learn.stashinvest.com/stash-investments-stocks. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized.
Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. Stash Investments LLC (“Stash”) is an SEC registered investment adviser. In order to open a Stash account, you must be at least 18 years of age and Stash is only available to US citizens, permanent residents and select visa types. Please contact us at support@stashinvest.com or go to https://www.stashinvest.com/disclosurelibrary for more information.
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This material has been distributed for informational and educational purposes only, represents an assessment of the market environment as of the date of publication, is subject to change without notice, and is not intended as investment, legal, accounting, or tax advice or opinion. Stash assumes no obligation to provide notifications of changes in any factors that could affect the information provided. This information should not be relied upon by the reader as research or investment advice regarding any issuer or security in particular. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

Furthermore, the information presented does not take into consideration commissions, tax implications, or other transactional costs, which may significantly affect the economic consequences of a given strategy or investment decision. This information is not intended as a recommendation to invest in any particular asset class or strategy or as a promise of future performance. There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. Investors should not substitute these materials for professional services, and should seek advice from an independent advisor before acting on any information presented. Before investing, please carefully consider your willingness to take on risk and your financial ability to afford investment losses when deciding how much individual security exposure to have in your investment portfolio.

Past performance does not guarantee future results. There is a potential for loss as well as gain in investing. Stash does not represent in any manner that the circumstances described herein will result in any particular outcome. While the data and analysis Stash uses from third party sources is believed to be reliable, Stash does not guarantee the accuracy of such information. Nothing in this article should be considered as a solicitation or offer, or recommendation, to buy or sell any particular security or investment product or to engage in any investment strategy. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. Stash does not provide personalized financial planning to investors, such as estate, tax, or retirement planning. Investment advisory services are only provided to investors who become Stash Clients pursuant to a written Advisory Agreement. For more information please visit www.stashinvest.com/disclosures.