HoldingsiShares Core S&P 500 ETF, iShares Core Total USD Bond Market ETF, and more
One of the most common questions we hear is, “Which investment should I choose?”
Our answer is this: Start with a diversified investment like Aggressive Mix.
Think about Aggressive Mix like it’s a classic cocktail.
Take for example, a martini. Sure it’s a little on the dry side, but you can come back to it time and time again because you just can’t beat a classic.
What kind of cocktail do you like? We’re mixing and serving them up fresh.
Here’s a bit more about Aggressive Mix…
Start by reading the ingredients.
Aggressive Mix is a classic, designed to get you broad exposure to different asset classes and geographies according to your risk appetite. This mix is an ‘allocation fund’. That means it provides exposure to a broad mix of global stocks, bonds, and cash, which are the equivalent of three classic ingredients.
This investment includes a mix of stocks from the US, Europe and Asia. There’s a blend of small and large companies across many different industries, including the stocks of each of the 500 largest public companies in the US.*
Aggressive Mix also includes four different bond funds: IUSB, CRED, IAGG, and GOVT. Bonds are one of the safest types of investment, especially when they are issued by a secure and credit worthy organization that you trust will pay you back.
Taste? Ratio? Why does that matter?
Investing is about balancing the sweet taste of reward with the bitter reality of risk. If you take on the risk of losing more, you generally have a greater potential for higher returns. Stick with a lower risk investment, and you will sacrifice that potential for slower, steadier growth. Stocks have historically been more volatile than bonds, and are generally considered to be higher risk investments.
Higher risk, higher potential for reward.
It’s time to order off the menu. Tell me the surgeon’s general warning!
We believe that you should choose the mix that reflects your risk profile and investment goals, rather than investing in Conservative, Moderate, and Aggressive Mix. Your recommended mix is the investment you should start on Auto-Stash, so it can automatically dollar-cost average for you. Don’t stress about whether the prices go up or down a little from one day to the next. Just keep investing, and hold them for the long term.
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*The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. It is a market value weighted index with each stock’s weight in the index proportionate to its market value.