Follow and listen to our podcast

StashLearn
Get the app
Get the app

Join millions of investors on Stash

Investing, simplified

Start today with as little as $5
Get the app
Stash
Investment Profile

Investment Profile: Moderate Mix

Holdings

iShares Core S&P 500 ETF, iShares Core Total USD Bond Market, and more

Managed by

iShares
Ticker: AOM

Risk Level

Conservative

Risk Level

Conservative

Every house needs a solid foundation. And the Moderate Mix may be a great place to start building the foundation of your portfolio.

On Stash, your Mix can function as a building block for the rest of your investments. That’s because it attempts to balance stocks and bonds in one fund.

Moderate Mix is adjusted to suit the moderate risk-level Stash investor. Just over half of the fund investments are in bonds (fixed income), while a little over 40% is in stocks (equities).

*Source: iShares

Moderate Mix: Moderate risk, lots of diversification

Not too hot, not too cold. Moderate Mix is essentially balancing the relative stability of bonds with the potential riskiness of stocks.

Bonds are generally considered safer investments, because they are debt backed by a promise to pay, with interest, from many reputable companies or governments that issue them. And while bonds don’t typically have returns that are as high as some other types of investments, what they do earn can be significantly better than just leaving your cash in a bank account, or stuffed into your mattress.

The fund can also help you diversify.

Although nearly two thirds of the companies that Moderate Mix invests in are based in the U.S., the fund gives you exposure to companies in other geographic regions, specifically Europe, Asia, and Australia.

*Source: iShares

What’s inside the fund?

The Moderate Mix fund is an exchange-traded fund (ETF). Basically, it’s a fund that invests in other funds and may track an index.

The Moderate Mix fund contains 8 main holdings. These holdings are, in turn, funds that own shares in literally thousands of company stocks, or bonds issued either by the U.S. government, or prominent companies that issue debt.

Moderate Mix offers exposure to U.S. Treasury notes, mortgages from Fannie Mae and Freddie Mac, the federal mortgage companies, and bonds issued by AT&T, the telecommunications company. It also includes shares of hundreds of the largest U.S. corporations, such as Apple, Berkshire Hathaway, and Microsoft. There are also international holdings. Moderate Mix contains stocks in some of the most prominent Eurozone companies including the conglomerate Nestle Corp., Swiss drug maker Novartis, and financial services company HSBC Holdings, of China.

Moderate Mix is based on the iShares Core Moderate Allocation fund. It trades under the ticker symbol AOM.

Top Takeaways:




Source: Tradeview. Chart operates in real time, with delays. ***See Footnote

*Indices are unmanaged and investors cannot invest directly in an index

**The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. It is a market value weighted index with each stock’s weight in the index proportionate to its market value.

***Charting platform used for this analysis is provided by TradingView and may be delayed. Stash does not verify any data and disclaims any obligation to do so. Stash cannot and does not represent or guarantee that any of the information available via TradingView is accurate, reliable, current, complete or appropriate for your needs.

Note: These are just a few of the investment choices available on Stash and may not be suitable for everyone. Depending on your risk profile, you may not see the investments on Stash. See our Disclosures.

By Stash Team

Next for you
How To Mix A Classic Investing Cocktail
Explore more articlesChoose a topic to learn more about
Technology market news Retirement pop culture budgeting

Start investing

Start now with as little as $5.
Get the App
Disclaimers

This material has been distributed for informational and educational purposes only, represents an assessment of the market environment as of the date of publication, is subject to change without notice, and is not intended as investment, legal, accounting, or tax advice or opinion. Stash assumes no obligation to provide notifications of changes in any factors that could affect the information provided. This information should not be relied upon by the reader as research or investment advice regarding any issuer or security in particular. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

Furthermore, the information presented does not take into consideration commissions, tax implications, or other transactional costs, which may significantly affect the economic consequences of a given strategy or investment decision. This information is not intended as a recommendation to invest in any particular asset class or strategy or as a promise of future performance. There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. Investors should not substitute these materials for professional services, and should seek advice from an independent advisor before acting on any information presented. Before investing, please carefully consider your willingness to take on risk and your financial ability to afford investment losses when deciding how much individual security exposure to have in your investment portfolio.

Past performance does not guarantee future results. There is a potential for loss as well as gain in investing. Stash does not represent in any manner that the circumstances described herein will result in any particular outcome. While the data and analysis Stash uses from third party sources is believed to be reliable, Stash does not guarantee the accuracy of such information. Nothing in this article should be considered as a solicitation or offer, or recommendation, to buy or sell any particular security or investment product or to engage in any investment strategy. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. Stash does not provide personalized financial planning to investors, such as estate, tax, or retirement planning. Investment advisory services are only provided to investors who become Stash Clients pursuant to a written Advisory Agreement. For more information please visit www.stashinvest.com/disclosures.