StashLearn
Get the app
Get the app

Join millions of investors on Stash

Investing, simplified

Start today with as little as $5
Get the app
Stash
Investment Profile

Investment Profile: Fallback Funds

Holdings

U.S. Treasuries

Managed by

Goldman Sachs

Risk Level

Conservative

Risk Level

Conservative

Ticker:

GBIL

Overview:

This fund is the lowest risk investment on Stash. Historically, it generates income and can be a great place to put extra cash or savings to work. It’s made up of short-term US government bonds and nearly as steady in terms of volatility as a money market account.

Fallback funds offers investors a liquid, short-term, low-risk investment that is similar to cash, but may offer higher returns than an interest-bearing savings account.

Stash recommends having a rainy day fund (containing $500 to $1,000, typically in a bank account) and an emergency fund (containing 3 to 6 months worth of expenses) for all that life can throw at you. Fallback Funds may be a good place to invest some of your emergency funds for the long or medium term, so that your money is actively working for you by hopefully generating a return.

Note: Money invested in Fallback Funds can take up to five business days to sell and transfer to your bank account. Do not invest cash here that you might need immediately or might need for unexpected one-time expenses. Instead, consider using a bank account as an easily accessible rainy day fund.

Holdings:

Performance:

Yahoo Finance

Market Watch

Performance Data Disclosure: View all disclosures

For More Information: Visit company website

Stash Investment Details:

Conservative risk level

Risks and considerations:

Investing has its risks, and Fallback Funds is no exception. Because this ETF is composed almost entirely of U.S. Treasuries (government bonds), however, it is more susceptible to certain risks than, say, a fund that contains stocks. The two main risks that affect Fallback Funds are interest rates changes and inflation.

Read the fund’s prospectus for more details on this fund’s associated risks.

Read more about investing in funds on StashLearn

Fallback Funds is one of several ETFs and stocks available on Stash. You can find out more by visiting our investment pages.

By Stash Team

Explore more articlesChoose a topic to learn more about
Careers love and money politics budgeting Retirement

Start investing

Start now with as little as $5.
Get the App
Disclaimers

This material has been distributed for informational and educational purposes only, represents an assessment of the market environment as of the date of publication, is subject to change without notice, and is not intended as investment, legal, accounting, or tax advice or opinion. Stash assumes no obligation to provide notifications of changes in any factors that could affect the information provided. This information should not be relied upon by the reader as research or investment advice regarding any issuer or security in particular. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

Furthermore, the information presented does not take into consideration commissions, tax implications, or other transactional costs, which may significantly affect the economic consequences of a given strategy or investment decision. This information is not intended as a recommendation to invest in any particular asset class or strategy or as a promise of future performance. There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. Investors should not substitute these materials for professional services, and should seek advice from an independent advisor before acting on any information presented. Before investing, please carefully consider your willingness to take on risk and your financial ability to afford investment losses when deciding how much individual security exposure to have in your investment portfolio.

Past performance does not guarantee future results. There is a potential for loss as well as gain in investing. Stash does not represent in any manner that the circumstances described herein will result in any particular outcome. While the data and analysis Stash uses from third party sources is believed to be reliable, Stash does not guarantee the accuracy of such information. Nothing in this article should be considered as a solicitation or offer, or recommendation, to buy or sell any particular security or investment product or to engage in any investment strategy. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. Stash does not provide personalized financial planning to investors, such as estate, tax, or retirement planning. Investment advisory services are only provided to investors who become Stash Clients pursuant to a written Advisory Agreement. For more information please visit www.stashinvest.com/disclosures.