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Is Stash Legit? How Stash Works and Why It’s Safe

June 14, 2017

1 min read

Stash is registered as an investment adviser with the United States Securities and Exchange Commission (SEC). While Stash’s registration with the SEC does not imply that Stash or its employees possess a certain level of skill or training, it does mean the federal government imposes on Stash certain rules and regulations.

Additional information about us is available on the SEC’s Investment Adviser Public Disclosure website.  

How is my money protected?

Cash and funds in your account are held by Apex Clearing, a broker dealer that provides  brokerage services for your account including custody of assets, reporting, trade confirmation, settlement, and securities delivery.

In short, Apex Clearing acts as qualified custodian for all of your assets on the Stash platform. Apex Clearing is a member of FINRA/SIPC.

Apex Clearing is a member of SIPC, which stands for Securities Investor Protection Corporation. SIPC protects assets in Stash accounts custodied at Apex up to $500,000 including $250,000 for cash claims. In addition to SIPC, Apex Clearing is regulated by FINRA, and a member of the NYSE.

While Stash helps you make investment decisions, we also work with Apex Clearing Corporation to execute trades in your account and to hold your cash and investments

It’s important to note that SIPC does not protect against market loss.  Sometimes you can lose money when you invest.  Check out Investment Risk: What it is and How to Manage It? for more information.


Stash employs 256-bit encryption to secure your information, from personal info to purchase history and more.  Stash uses Secure Sockets Layer (SSL) technology to ensure any information sent between the Stash app and its servers is protected.

Stash software, hardware, and IT infrastructure are kept secure with multiple levels of defense. Our team aggressively monitors and implements the latest technologies to keep our systems up to date, meeting, and often surpassing industry standards.

Your money is our mission

Keeping your data and money safe and secure is paramount to everyone at Stash. Stash was founded by Brandon Krieg, David Ronick and Ed Robinson in 2015 with the goal of making financial freedom available to all. 

Stash, it’s your money, simplified.

Investing, simplified

Start today with as little as $5

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By Stash Team

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This material has been distributed for informational and educational purposes only, represents an assessment of the market environment as of the date of publication, is subject to change without notice, and is not intended as investment, legal, accounting, or tax advice or opinion. Stash assumes no obligation to provide notifications of changes in any factors that could affect the information provided. This information should not be relied upon by the reader as research or investment advice regarding any issuer or security in particular. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

Furthermore, the information presented does not take into consideration commissions, tax implications, or other transactional costs, which may significantly affect the economic consequences of a given strategy or investment decision. This information is not intended as a recommendation to invest in any particular asset class or strategy or as a promise of future performance. There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. Investors should not substitute these materials for professional services, and should seek advice from an independent advisor before acting on any information presented. Before investing, please carefully consider your willingness to take on risk and your financial ability to afford investment losses when deciding how much individual security exposure to have in your investment portfolio.

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