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1 Million Stock-Back Rewards, and Counting!

May 15, 2019

3 min read

Greetings Stashers!

Less than two months ago I shared with you the exciting news that we launched Stock-Back: the first rewards program that gives you stock when you spend through Stash Banking.

Today I have an update: Stashers have already earned Stock-Back over 1 million* times!

That’s an incredible milestone for the more than three million customers who make up the Stash community, and we couldn’t be prouder of you. You’re showing us that not only are you building your portfolios to save for your future, you’re making smarter decisions about your everyday finances. And you’ll be leaving hidden bank fees behind, turning your spending into another opportunity to invest.

Stock-Back Explained

So if you don’t already know, what is Stock-Back? It’s our rewards program that lets you earn stock when you spend with your Stash debit card1. Simply make a purchase at any of the 10+ million businesses where Visa is accepted and you can get rewards in the form of a fractional share of stock, on us2.

For example, if you buy something from Amazon, you’ll earn AMZN Stock-Back as a reward. Buy burgers and fries at McDonald’s—MCD will hit your invest account. But it’s not just these businesses, you can earn Stock-Back if you spend at any company whose stock is currently available on the Stash platform.

And if you spend at a company that isn’t available as an investment on the Stash platform, you’ll earn Stock-Back in the Stocks Worldwide ETF.

We’re delighted to offer a debit account that not only charges zero overdraft and monthly maintenance fees3, but actually gives you rewards as you spend. While credit cards often give rewards, most debit cards do not.

Who’s earning what?

So what are the top places that Stashers are earning their Stock-Back? The top three places are Amazon, McDonald’s, and Walmart. Each of the places has been featured in our monthly Stock-Back bonus offers, which means that Stashers earned extra when they spent there during the bonus period. The Amazon and Walmart 3% bonuses are still live now, so you can start to earn some extra stock at these places and more once you’ve enrolled in the Stock-Back program. See all of the current bonuses here.

Also at the top of the Stock-Back list are gas stations, restaurants and grocery stores. It’s great to see Stashers pulling out their Stash debit cards to make these everyday charges, and get them with a side of stock. 🙂

The top investment Stashers have earned from Stock-Back though isn’t a big company stock, it’s the Stocks Worldwide ETF. Why? We give you a piece of this global fund when you spend at companies without a publicly traded stock on Stash—like your local car wash, florist, or pizza place.

More about Stock-Back

Once you enroll in Stock-Back, you’ll earn 0.125% of your purchase back in stock every time you spend4—or up to 5% when you spend at a bonus merchant5. Those small amounts can add up to real value as you use the card over time. The stock you earn on qualifying purchases will be added to your investment account automatically.

How to enroll

To earn Stock-Back, you need a Stash investment account and debit account. You can open a debit account in the Stash app in minutes—and there are no additional fees to open the account.2

Stashers want more from their financial institutions than unnecessary fees and charges for using their own money. We think Stock-Back is another building block to enable you to take control of your finances.

So happy Spring, congrats on reaching this milestone and keep on Stashing with Stock-Back! Together we are creating a banking revolution.

Welcome to your new financial home.

Start today with as little as $5.

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By Brandon Krieg
Brandon Krieg is the CEO and co-founder of Stash.

*As of May 15, 2019

Investment Profile

Bonds Worldwide

An International Bond ETF on Stash

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1 Opt in required. In order to earn stock, the Stash Debit Card must be used to make a qualifying purchase. See Terms and Conditions for more details.  Account opening for the debit account is subject to Green Dot Bank’s approval

2 The customer is responsible for the monthly Stash advisory fee, which starts at $1 per month and includes brokerage services but does not include additional costs that are charged by Stash and the custodian for ancillary services. Other fees may apply to the Stash debit account. For more information, please refer to our disclosure library.

3 Other fees may apply. Please see Fee Schedule for details.”

4 Excludes cash, cash equivalents (including the funding of gift cards and prepaid cards), and transactions through Venmo®, Square, Inc.’s Cash App®, PayPal®, or similar services

5 Offer is subject to Terms and Conditions

Additional Disclosures: Stash reserves the right to amend this promotion and the terms and conditions thereof and/or cancel this promotion at any time, for any reason, upon notice to you. See Terms and Conditions for more details.

1Stash Stock-Back™ is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned through this program.

2 Debit Account Services provided by Green Dot Bank and Stash Visa Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. ©2019 Green Dot Bank. All rights reserved.

3 Investing Involves Risk. Listed investments currently available on Stash but not necessarily representative of all investments. A full list of available investments on Stash can be found here: Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized.

4 Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. Stash Investments LLC (“Stash”) is an SEC registered investment adviser. In order to open a Stash account, you must be at least 18 years of age and Stash is only available to US citizens, permanent residents and select visa types. Please contact us at or go to for more information.


This material has been distributed for informational and educational purposes only, represents an assessment of the market environment as of the date of publication, is subject to change without notice, and is not intended as investment, legal, accounting, or tax advice or opinion. Stash assumes no obligation to provide notifications of changes in any factors that could affect the information provided. This information should not be relied upon by the reader as research or investment advice regarding any issuer or security in particular. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

Furthermore, the information presented does not take into consideration commissions, tax implications, or other transactional costs, which may significantly affect the economic consequences of a given strategy or investment decision. This information is not intended as a recommendation to invest in any particular asset class or strategy or as a promise of future performance. There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. Investors should not substitute these materials for professional services, and should seek advice from an independent advisor before acting on any information presented. Before investing, please carefully consider your willingness to take on risk and your financial ability to afford investment losses when deciding how much individual security exposure to have in your investment portfolio.

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