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Why We Built Stock-Back™

April 02, 2019

2 min read

Greetings Stashers:

I have some really big news: You can now earn stock every time1 you spend with your Stash debit card!

You may have heard the buzz, because people are just so excited about Stock-Back. It’s the world’s first rewards program that gives you stock every time2 you use your Stash debit card, and it’s paid for by us3.

Our goal at Stash has always been to build world-class tools to help you manage your financial life better, and Stock-Back makes you an investor whenever4 you swipe your card. Just think—as you live your life, we’ll build your portfolio with you.

So far, your response has been overwhelming! In the first couple of weeks since we launched Stock-Back, Stashers have gotten more than 500,000 Stock-Back rewards. Users who have signed up are investing automatically where they spend day today. We think that’s just so cool, and we’re only gaining speed.

Here are just a few of the millions of ways you can earn Stock-Back:

You already know that Stash banking has customer-first features such as no minimum account balances, zero overdraft fees6, and the ability to receive your paycheck two days early7. But we wanted to do more—way more.

With the addition of Stock-Back, your debit card and your investment account can work together seamlessly to maximize your financial power—making the most of your spending and creating a portfolio that is a reflection of how you live your life.

Stashers want more from their financial institutions than unnecessary fees and charges for using their own money. We think Stock-Back is another building block to enable you to do more with your money.

The Stash community is over 3 million strong now. We’re so proud to be on this journey with you as you take control of building a brighter financial future for yourself.

Stash on!

The whole Stash team wakes up every morning laser-focused on our mission to provide you with the tools, guidance, and education you need to grow wealth and live your best life. We have so many more exciting new things planned for 2019, including some pretty amazing enhancements to the Stash App.

In the meantime, enjoy the nice weather and keep on Stashing!

Brandon Krieg
Founder and CEO

P.S. As always, we love to hear from you. Please write to us at


By Stash Team

Opt-in is required. In order to earn stock in the program, the Stash debit card must be used to make a qualifying purchase.
In order for a user to be eligible for a Stash debit account, they must also have opened a taxable brokerage account on Stash.Stock-Back Rewards that are issued to a  participating customer’s personal brokerage account via the Stash Stock-Back Program, are not FDIC Insured, Not Bank Guaranteed and May Lose Value.
1, 2, 4  What doesn’t count: Cash withdrawals, money orders, prepaid cards, and P2P payment. See full terms and conditions.
3 The customer is responsible for the monthly Stash advisory fee, which starts at $1 per month and includes brokerage services but does not include additional costs that are charged by Stash and the custodian for ancillary services. Other fees may apply to the Stash debit account. For more information, please refer to
5 Listed Investments currently available on Stash but not necessarily representative of all investments
6 Other fees may apply.
7 Early access to your direct deposit depends on deposit verification and when Green Dot Bank gets notice from your employer, and may vary from pay period to pay period.
Stash Stock-Back™ is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned through this program.
Debit Account Services provided by Green Dot Bank and Stash Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.  Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank.  All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.  @2019 Green Dot Bank. All rights reserved.
Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
Stash Financial, Inc. and its affiliates (collectively “Stash”) is a digital financial services company offering financial products for U.S. based consumers. Stash is not a bank or depository institution licensed in any jurisdiction. Advisory products and services are offered through Stash Investments LLC, an SEC registered investment advisor. For more information, see our disclosures.
(“Stash”) is an SEC registered investment adviser. Stash’s investment advisory services are available only to residents of the United States in jurisdictions where Stash is registered. Nothing in this email should be considered an offer, solicitation of an offer, or advice to buy or sell securities.Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings are for illustrative purposes only and are not investment recommendations. The content in this email is for informational purposes only and does not constitute a complete description of Stash’s investment advisory services. Certain investments are not suitable for all investors and are not available to all Stash Clients. Stash does not provide financial planning services to individual investors. Before investing, consider your investment objectives and Stash’s fees and applicable custodial fees. Stash Financial, Inc. is a digital financial services company offering financial products for U.S. based consumers. Deposit Products (“Debit Account Services” serviced by Stash Cash Management LLC) are offered by Green Dot Bank, Member FDIC. Advisory products and services are offered through Stash Investments LLC, an SEC registered investment advisor. Stash Capital LLC, an SEC registered broker-dealer and member FINRA/SIPC, serves as introducing broker for Stash Clients’ advisory accounts.  Apex Clearing Corporation, a third-party SEC registered broker-dealer and member FINRA/SIPC, provides clearing and execution services and serves as qualified custodian for advisory assets of Stash Clients. Products offered by Stash Investments LLC and Stash Capital LLC are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Market All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Stash is not affiliated, associated, authorized, endorsed by, or in any way officially connected with these Merchants. Listed merchants currently available as part of Stock-Back Program, but not necessarily representative of all merchants.
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This material has been distributed for informational and educational purposes only, represents an assessment of the market environment as of the date of publication, is subject to change without notice, and is not intended as investment, legal, accounting, or tax advice or opinion. Stash assumes no obligation to provide notifications of changes in any factors that could affect the information provided. This information should not be relied upon by the reader as research or investment advice regarding any issuer or security in particular. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

Furthermore, the information presented does not take into consideration commissions, tax implications, or other transactional costs, which may significantly affect the economic consequences of a given strategy or investment decision. This information is not intended as a recommendation to invest in any particular asset class or strategy or as a promise of future performance. There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. Investors should not substitute these materials for professional services, and should seek advice from an independent advisor before acting on any information presented. Before investing, please carefully consider your willingness to take on risk and your financial ability to afford investment losses when deciding how much individual security exposure to have in your investment portfolio.

Past performance does not guarantee future results. There is a potential for loss as well as gain in investing. Stash does not represent in any manner that the circumstances described herein will result in any particular outcome. While the data and analysis Stash uses from third party sources is believed to be reliable, Stash does not guarantee the accuracy of such information. Nothing in this article should be considered as a solicitation or offer, or recommendation, to buy or sell any particular security or investment product or to engage in any investment strategy. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. Stash does not provide personalized financial planning to investors, such as estate, tax, or retirement planning. Investment advisory services are only provided to investors who become Stash Clients pursuant to a written Advisory Agreement. For more information please visit