Get the app
Get the app

Join millions of investors on Stash

Investing, simplified

Start today with as little as $5
Get the app

New Year’s Resolutions: Your Guide to Getting Back on Track

January 22, 2019

1 min read

By February, 80% of people who made New Year’s resolutions have abandoned them. Why? Some people try to take on too much at once, or force a change that they’re not ready to make.

For many others, the issue is probably that change is really, really hard. And that’s especially true when it comes to making changes involving money—saving more of it, and spending less, are this year’s most popular resolutions.

New year, old you? Assess your New Year’s resolutions

Whether your resolution was to save more money, start investing, or get out of debt, you can take pride in the fact that you identified a financial weakness and set out to address it.

So, take stock. If you are working toward specific dollar figures (“I want to save up $1,000 in an emergency fund,” for example) check your account balances and see what progress you’ve made.

If you find that you’re failing to meet your new goal, it can be a blow to your confidence. But you can correct your course.

Here are three suggestions.

Getting back on track

New Year’s resolutions are baby steps in the right direction. Subscribe to the Stash newsletter for more tips, tricks, and insights that will help you stay on the path toward a brighter financial future.

By Sam Becker

Investment Profile

Bonds Worldwide

An International Bond ETF on Stash

Learn more
Explore more articlesChoose a topic to learn more about
pop culture Retirement politics social media budgeting

This material has been distributed for informational and educational purposes only, represents an assessment of the market environment as of the date of publication, is subject to change without notice, and is not intended as investment, legal, accounting, or tax advice or opinion. Stash assumes no obligation to provide notifications of changes in any factors that could affect the information provided. This information should not be relied upon by the reader as research or investment advice regarding any issuer or security in particular. The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

Furthermore, the information presented does not take into consideration commissions, tax implications, or other transactional costs, which may significantly affect the economic consequences of a given strategy or investment decision. This information is not intended as a recommendation to invest in any particular asset class or strategy or as a promise of future performance. There is no guarantee that any investment strategy will work under all market conditions or is suitable for all investors. Each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. Investors should not substitute these materials for professional services, and should seek advice from an independent advisor before acting on any information presented. Before investing, please carefully consider your willingness to take on risk and your financial ability to afford investment losses when deciding how much individual security exposure to have in your investment portfolio.

Past performance does not guarantee future results. There is a potential for loss as well as gain in investing. Stash does not represent in any manner that the circumstances described herein will result in any particular outcome. While the data and analysis Stash uses from third party sources is believed to be reliable, Stash does not guarantee the accuracy of such information. Nothing in this article should be considered as a solicitation or offer, or recommendation, to buy or sell any particular security or investment product or to engage in any investment strategy. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. Stash does not provide personalized financial planning to investors, such as estate, tax, or retirement planning. Investment advisory services are only provided to investors who become Stash Clients pursuant to a written Advisory Agreement. For more information please visit