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What St. Patrick’s Day Can Teach You About Investing

March 07, 2019

2 min read

St. Patrick’s Day is a time to consider all things Irish, from soda bread, to four-leafed clovers, and the all-elusive McDonald’s Shamrock Shake. It can also be a time to think about your financial future.

You may think that putting money in the stock market is all a game of chance, like spinning a roulette wheel and hoping you’ll land on a lucky number. But successful investing isn’t about finding a pot of gold at the end of a rainbow.

It’s all about setting a course and sticking to it.

Smart investors don’t believe in chance

Successful investors tend to do three simple things. They invest for the long term, invest regularly, and diversify.

Here’s a quick breakdown:

Timing the market is when you make guesses about which way the market will head, and buying or selling stocks based on those guesses, and it’s almost never a good idea. By investing according to a set schedule, you can take your eye off the day-to-day noise of the market.

When you’ve diversified your portfolio, it will hold a variety of investments that are not all subject to the same market risks, including stocks, bonds, and cash, as well as mutual funds and exchange-traded funds (ETFs).

By diversifying, you’ll be choosing investments in numerous economic sectors—not just the hot industry of the moment—as well as in different geographies around the globe.

These are the principles of the Stash Way, our investing mantra, which you can find out about here.

Make your own luck

Whether it’s buying a house, planning for your children’s education, or funding your own retirement, it’s important to remember that with regular saving and investing, you can build wealth over time.

Stash lets you start investing for just $5.

By Stash Team

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