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These States Have The Best (And Worst) Credit Scores

June 28, 2018

Where does your state rank?

1 min read

Maybe it’s something in the water? Americans living in northern states—particularly in New England and in the Midwest—tend to have higher average credit scores than their peers, according to data from credit-reporting company Experian.

Experian’s annual State of Credit survey crunched the numbers to rank the states in terms of average credit scores, with some interesting results. Specifically, there’s a clear geographic rift seemingly splitting the country in two:

*Data from Experian

Top three (best average credit scores)

New Hampshire

Bottom three (worst average credit scores)


More data

In addition to ranking the states, the Experian survey also revealed other data–and it’s mostly positive.

More than half of the states, for example, have a “good” average credit score, and even the states that are lagging behind fall into the “fair” range.

Other nuggets:

You can catch up!

Improving your credit score is probably easier than you’d think. But it’ll require organization and a disciplined approach. If you have no credit or bad credit, here’s how to start improving your score:

By Sam Becker

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